Home Equity Loans

Whether you want to make home improvements, purchase a new car, consolidate debt, finance your child’s education or want to plan well-deserved vacation, Spencer has the right home equity loan for you. We offer a variety of suitable options to allow you to use your equity to meet your personal goals. We will take the time to get to know you and your needs to find the perfect loan option for you.


Spencer offers a wide array of mortgage products to meet all your borrowing needs. Our mortgage experts take the time to get to know you and your needs so we can match you with the right mortgage for your unique situation. Whether you’re looking to buy a new home, build that dream home you’ve always wanted, or simply save more money by refinancing your current mortgage, Spencer has the right loan for you.

Dumont Branch
Fanny Diaz / NMLS #2153755

Cliffside Park Branch
Franca Fabrizio / NMLS #686131

Paramus Branch
 Tiffany Gramiccioni / NMLS #1438447

Hackensack Branch
Anna Lemanski / NMLS #2110118
Karen Whelan / NMLS #797337

Cresskill Branch
Catherine Seetan / NMLS #1428897

Edgewater Branch
Ines Sena / NMLS #1066575
Shanna Lewin / NMLS #2156117
Sheerin Shamloo / NMLS #1818537